We help you get into your new home much sooner than you may expect!
We do this by providing you with the best mortgage rates and products from across Ontario. This is true for first-time buyers or for more experienced buyers. We teach you about the low down-payment mortgage options available, self-employment programs, rental purchase details and we even handle vacation property purchases.
When it comes time to renew your mortgage, did you know that nearly 60% of borrowers accept the first renewal offer from their current lender? Many people don’t know that you can negotiate your mortgage renewal with other lenders. You can potentially save a lot of money by shopping around for the most competitive rates. Before your lender contacts you about renewing with them, we start shopping around for the best renewal rates for you. In fact, it is a good idea to start looking for a new mortgage 4 to 6 months before your existing mortgage term matures.
Using the home equity that you built up over the years is one of easiest and most affordable ways to access money. There are lots of reasons why you may decide to refinance your mortgage. You may choose to renovate your home, pay off high-interest debt, invest, or pay for university expenses. You may want to switch from a variable rate to a fixed rate for more stable payments. Or, you may qualify for a better mortgage rate due to an improved credit score. Talk to a licensed Mortgage Broker to make the best use of the equity you have accumulated in your home.